- Clips: metal connectors that are attached to the roof truss and the wall plate. They are designed to transfer the uplift forces from the roof to the walls during high winds. Clips are typically made of galvanized steel or stainless steel and are available in various sizes, depending on the roof pitch and the spacing of the trusses. The primary advantage of clips is that they are relatively easy to install and are cost-effective. - Single Wraps: Single wraps are metal straps that are wrapped around the truss and secured to the wall plate with nails or bolts. Single wraps are usually made of galvanized steel or stainless steel and are available in various sizes. They are designed to transfer the uplift forces from the roof to the walls during high winds. The primary advantage of single wraps is that they provide a more robust connection than clips, but they are more expensive and challenging to install. - Double Wraps: Double wraps are metal straps that are wrapped around the truss twice and secured to the wall plate with nails or bolts. Double wraps are typically made of galvanized steel or stainless steel and are available in various sizes. They are designed to transfer the uplift forces from the roof to the walls during high winds. The primary advantage of double wraps is that they provide the most robust connection and are typically required for homes in high wind zones. - Toenails: Toenails are nails that are angled at a 45-degree angle and are driven through the roof truss into the wall plate. Toenails are the least effective type of roof-to-wall connector and are typically only used in older homes. They do not provide adequate resistance to uplift forces during high winds and are not recommended for use in new construction. In regards to the wind mitigation form, clips or straps that do not meet the minimum qualifying requirements, are considered “toe-nails.”

Wind mitigation inspections in Florida are valid for five years. Put another way, you pay for the inspection, but it saves you money on your home insurance premium every year for five years.

You can start by adding impact rated windows and doors. This can increase savings up 1% to 5%. Having a new roof with a "SWR" installed can help you save a ton as well. However, theirs not much else you can do besides these 2 things. Everything else would require a complete new roof structure. It's important to get a wind mitigation before you buy a home because of this. Things like roof shape and roof to wall connections can not be changed easy or cheap.

This just refers to the size of the nails. For example, an 8d nail is better for discounts because they are 2.5 inch in length vs the 6d nail which is 2 inch.

Most people don't file for insurance with a wind mitigation anyways. That's why they pay a lot more then someone who has had one done and applied for those discounts. So if the house does score bad, you would probably be spending the same as you would have before having the inspection done. It never increases what you would pay it can only lower or maintain your price for insurance.